Credit Education Needed

Sometimes it seems to me that bankruptcy is allowed to thrive in order to keep an extensive market of bad and no credit cards which help you re-build your damaged credit rating. I think it's unfair to credit card holders because many of them have to file for bankruptcy for their poor knowledge of credit card management and bad spending habits.

I've heard that there are already some credit educational programs and I believe they do help much. But it woluld be just great if suchlike courses were introduced into the school program and children learnt the basics of credit card and financial management.

What do you think?

Believe it or not?

Wow, that was a great time we spent together! I'll never forget the magic evening my friend and I spent in the open year, recalling the old days...
By the way, do you believe in astrology? Are serious about what they predict and earnestly wait for it to happen. Personally I have never believed a word until I stumbled upon the MSN Astrology and read a forecast on me. They sounded really true and when their words came true I saw that being sceptical is not interesting and pessimistic. If you believe in the best, it is sure to come true, I know now..+)

At long last...

Well, it's a great day today, really. I've been waiting for long and it has happened! My former schoolmates and I are meeting today, and we haven't seen each other for about 8 years! That's a long time and I'm really afraid we've changed.

Good luck to me...

you won't wait long

Even the best credit card from the most respected credit card company cannot serve forever. There comes a day when your plastic friend stops functioning and you cannot any longer enjoy its convenience and benefits. But you do not need to worry about that.

Once your credit card gets out of order, you are certian to find a new and perhaps better credit card offer in your mailbox. But, be very careful now! A new credit card which is an adequate replacement of your previous one is always good news but there might be a trap.

It's important to remember that companies never do anything without self-profit, so they expect to gain at the new credit card offer. Consequently, you lose something.

So, if you like your new credit card, do accept it, but scrutinize the fine print. You are sure to find there something to give a thought to.

Does it need improvement?

What did I create my blog for? To help people solve financial problems and just talk on everyday life. But surfing the net and looking at what other blogs look, it came to me that it probably need some improvement.
Maybe I should add some more colour or pictures to make it look friendlier and more cheerful or maybe there should be more stories on my life and experience.
As to the financial information I present, it by no means belongs to professional advice and is based on my own experience. Thus, you shouldn't treat me as if i were an expert and shouldn't try to realize just every little piece of advice here until you have a professional consultation.
So, how do you find my blog? Do you like it completely or do you think it needs improvement? If you have something to share, please, leave a note.